TURN YOUR HOME SWEET HOME INTO YOUR SWEET DREAMS.
With the Home Sweet Home Equity Line, you can use your home's equity to make those dreams happen today like a new car, a vacation, home improvements, your child's college degree now at a very sweet rate: Prime minus 0.25%.
FEATURES
- Variable rate: WSJ Prime minus 0.25%*
- Fees: no fees on lines up to $500,000**
- Minimum monthly payments: interest only or $100, whichever is greater
- Duration: up to 10 years
WHAT DREAMS WILL YOU MAKE HAPPEN WITH YOUR HOME EQUITY?
Call us today to get started 858.523.4600
Find the branch location nearest to you.
*The rate may be lowered a quarter percentage point (.25%) if the borrower has the monthly payment deducted automatically from a checking account at Torrey Pines Bank.
**Lines over $500,000; appraisal fee, title costs and all other fees such as collateral perfection and recording are to be paid by the borrower. An Annual Maintenance Fee of $50 will be charged each January after the date on the Equity Line Agreement, if there has been no balance on the line in the previous 12 months. Early Closure Fee of $1000 will be charged if the line is paid off within the first 24 months. 21% lifetime interest cap. Floor rate of 5%.
