Torrey Pines Bank: Home

Management

Cary Mack

CHAIRMAN OF THE BOARD

Cary Mack

Cary Mack serves as the Chairman of the Board of Directors of Torrey Pines Bank, having served on the Bank’s Board of Directors since its formation in 2003. He also sits on the Board of Directors of Western Alliance Bancorporation (NYSE: WAL) and was formerly the Chair of WAL's Audit committee. He has previously served on the Board of Trustees and associated committees of various charitable organizations.

Mr. Mack is a Managing Principal with Southwest Value Partners, a value oriented real estate investment management firm. He was formerly employed by PricewaterhouseCoopers (beginning in 1983), Mack|Barclay Inc. (beginning in 1990), and LECG (beginning in 2006). Mack|Barclay Inc. was a professional services firm he founded in 1990, successfully built and managed into one of the largest boutique economic and forensic consulting firms in Southern California, and sold to LECG in 2006. LECG is a publicly traded, international expert services firm.

Mr. Mack is licensed in the state of California as an attorney, certified public accountant, and real estate broker. His professional career has been significantly devoted to successfully growing businesses and conducting verifiable economic and valuation analysis applicable to business and real estate interests. He has analyzed and consulted regarding highly complex financial, economic, and valuation issues, and has presented qualified expert opinion testimony regarding such matters throughout the country on in excess of 200 occasions. He has substantial experience in the general business, real estate, and financial institution environments.

Gary Cady

CHIEF EXECUTIVE OFFICER

Gary Cady

Gary Cady is a long-time San Diego resident who has built a distinguished 30-year career in banking. He spent much of his career with a prominent and successful local financial institution, where he held positions including Vice President and Head of Business Banking. Thereafter, Mr. Cady joined a local community bank as Senior Vice President and Regional Manager for San Diego and Riverside counties.

Mr. Cady serves on the boards of several local not-for-profit organizations including the Board of Directors for the San Diego Symphony and Continuous Quality Insurance Corporation. Previously, Mr. Cady served on the Board for the Grossmont Hospital Corporate Board and the Board of Directors of Sharp HealthCare.

The father of six sons, he is an avid supporter of youth sports, serving as a coach and board member on several local Little League baseball teams and basketball leagues.

John Maguire

PRESIDENT AND CHIEF OPERATING OFFICER

John Maguire

John Maguire is the President and Chief Operating Officer for Torrey Pines Bank. As one of the founding Officers of Torrey Pines Bank he was asked to join Robert Sarver and Gary Cady in organizing the Bank in 2003. He served as manager of the La Mesa Office until his promotion to Executive Vice President in 2007, and was further asked to accept the position of President and COO in March, 2009.

John has been involved in the San Diego banking community since 1985 when he started his career at Bank of America. Subsequently, he spent fourteen years at Grossmont Bank / California Bank and Trust building local market knowledge and experience.

John is a member of the East County YMCA Board of Directors. He also served on the Board of the Grossmont Hospital Foundation and is a former member of the La Mesa Rotary Club.

John earned a Bachelor’s degree from University of San Diego, in Business Administration. He is also a graduate of Pacific Coast Banking School, in Seattle, Washington.

EXECUTIVE VICE PRESIDENTS

Phil Fowler

Phil Fowler

Chief Financial Officer

Phil Fowler was promoted to Executive Vice President in 2008. Mr. Fowler is responsible for the management of the Bank's financial records, monitoring and reporting. His responsibilities also include managing the Bank's daily cash position, preparing monthly internal financial statements, accounts payable and prepaid expenses. Mr. Fowler is also responsible for the management of the Bank's investment portfolio, asset and liability exposure, the budgeting process and deposit rate setting. Mr. Fowler is the primary liaison to financial statement auditors and regulators.

Having strong competencies with computerized online general ledger systems, including M & I and Computer Associates, Mr. Fowler looks forward to bringing a new level of Accounting sophistication to the Bank. Mr. Fowler believes that there is ample room for professional growth while having the ability to leave an imprint with his current role. In lieu of being removed from projects, Mr. Fowler prefers the hands-on environment that Torrey Pines Bank provides; for example, developing new accounting systems to accommodate the new products and services. Mr. Fowler has accountability for aspects outside of Accounting including Media and Investor Relations.

Mr. Fowler earned a Bachelor of Science degree in Accounting from San Diego State University. He serves on the Board of Directors for San Diego Junior Theatre and Torrey Pines Christian Church and in his spare time enjoys the theatre, gardening in addition to playing tennis with his two children.

John Massab

John Massab

Chief Credit Officer

John P. Massab is the Executive Vice President and Chief Credit Officer for Torrey Pines Bank. Mr. Massab has been managing commercial credits for most of his professional career and draws from a strong background of over 25 years experience in banking and is a special asset to Torrey Pines Bank because nearly all of those years have been advising San Diego businesses and business owners.

John is responsible for advising the Bank's Executive Management team on its asset and credit portfolio. John's primary objective is to oversee the Bank's credit culture and bring sophisticated credit measurement and control systems to an expanding banking franchise. As such, John chairs the Bank's Management Loan Committee and serves on the Bank's asset liability committee. Additionally, John evaluates the Bank's credit delivery systems and provides workflow enhancements that help improve client satisfaction.

Mr. Massab received his Bachelor of Arts degree in Economics and Management from Albion College. Located in Albion, Michigan, the school is known for the prestigious President Gerald R. Ford Institute for Public Policy & Service. He also holds a Graduate degree from Pacific Coast Banking School, University of Washington, Seattle, WA in 2002.

John has lived in San Diego for the past 28 years. He commits his time as a Board Member of the Downtown YMCA, helping the organization expand programming and reach. He is active in the Rancho Bernardo community, having served youth baseball programs for 15 years.

William McLennan

William McLennan

Head of Real Estate

William A. McLennan joined Torrey Pines Bank in 2003 and is the Executive Vice President and Manager of Real Estate department. Mr. McLennan is responsible for loan production and the strategic direction of the real estate division including project underwriting, streamlining loan processing, administration and client communications.

With 25 years of Real Estate banking and lending experience in both interim and term financing areas across the Western United States, Mr. McLennan brings skills to Torrey Pines Bank that are unmatched in the region. His specialties include advising his team on structuring residential real estate, commercial, office and industrial projects. He brings a wealth of experience having provided financing for a broad spectrum of projects, in term of size and dollars.

Mr. McLennan's lending experience has helped Torrey Pines Bank to differentiate itself from other large and de novo lenders in its ability to respond quickly to customer's financing requests.

Mr. McLennan has a Bachelor's in Arts from the University of California, San Diego and is actively involved with industry related service organizations.

A sense of urgency and responsiveness to the real estate loan approval process is the attribute that Mr. McLennan provides to Torrey Pines Bank and the Real Estate team.

SENIOR VICE PRESIDENTS

Steve Black

Steve Black

SBA Lending

Steve K. Black joined Torrey Pines Bank in 2004 as a Senior Vice President and Senior Lender for the Commercial Real Estate Group. He is responsible for cultivating client relationships seeking commercial real estate opportunities as well as advising clients on related Bank services.

Mr. Black has been in the banking and real estate industry for over 20 years, holding numerous executive positions including President, for a bank holding company, Executive Vice President, and various Vice Presidency positions prior to joining Torrey Pines Bank. Mr. Black has an impressive background securing Small Business Administration (SBA) financing and other related commercial lending products for his clients.

To his credit, Steve has helped the Bank earn the valued distinction as the number one SBA 504 A Community Bank lender in San Diego County for four consecutive years (2004 – 2008).

Prior to joining Torrey Pines Bank, he was area manager-responsible for developing, facilitating and supervising all SBA and conventional lending products in the greater San Diego. Under his leadership, his team was also recognized as the number one community bank 504-SBA lender in San Diego County.

Mr. Black attended UCLA; while in college, Steve was All American in soccer, winning a National Championship in 1985. He was also a member of the US National Team.

Burt Brigida

Burt Brigida

Commercial Lending Manager

Burt Brigida joined Torrey Pines Bank in 2009 as Senior Vice President / Commercial Lending Manager. Burt manages a team of commercial banking experts from the bank’s centrally located Kearny Mesa office and promotes a singular notion of doing what’s best for the customer.

For more than two decades Burt has built a distinguished career predicated on honesty and fair dealing. His expertise encompasses all areas of commercial and corporate finance, including revolving credit, equipment finance, real estate finance and international trade and will draw on his industry experience to create greater customer satisfaction and loyalty.

Burt commits a great deal of his personal time to sharing his business acumen with business and community groups. He is a loan committee member of California Southern Small Business Development Corporation and member of the South East Economic Council’s Entrepreneur Academy’s banker’s panel in addition to serving on the Board for the YMCA’s Youth and Family Services.

Burt earned a Bachelor’s degree in Business Administration from the University of San Diego and now serves on the Alumni Board for the School of Business.

Francesca Castagnola

Francesca Castagnola

Manager, Symphony Towers Office

Francesca C. Castagnola is Vice President and Manager for Torrey Pines Bank's Symphony Towers office. She is a founding officer of the Bank, having been asked to join in the organization phase in 2003.

Ms. Castagnola's career in banking spans nearly 20 years. Prior to joining Torrey Pines Bank, Ms. Castagnola has held banking management positions with small and large financial institutions in the San Diego market. Ms. Castagnola is the consummate banking professional, having seen most aspect of the industry and has committed herself to a career in banking and the people she works with. Ms. Castagnola considers herself a Relationship Banker.

In 2009 Francesca was promoted to Senior Vice President and was also asked to step up into the role of team leader for the bank’s Non-Profit professional banking group. The team of professionals provides guidance and advice to non-profit organizations, foundations, municipalities and universities and colleges on a variety of matters including pricing, tax credits, and FDIC insurance options.

In 2009 Francesca was also recognized by Torrey Pines Bank and the YMCA as a recipient of the TWIN award, a national program which recognizes leading women in business. In addition to her banking career, Ms. Castagnola is actively involved in the education and social lives of her two growing children and serves on the Board of the San Diego Brain Injury Foundation. Ms. Castagnola is a native San Diegan and an alumnus of The University of San Diego.

Christopher Grassa

Christopher Grassa

Manager, La Mesa Office

Christopher Grassa is Vice President, and Manager of the Bank’s office in La Mesa, Ca. Mr. Grassa is one of the Founding Officers at the Bank and sites relationships as the cornerstone of his way of doing business. He’s been in commercial banking since 1998 and knows that people are the most important elements in any deal. Mr. Grassa is knowledgeable in several aspects of lending, including Commercial lines and loans, Owner Occupied Real Estate (SBA & Conventional), Commercial Non-Owner Occupied Real Estate, Residential and Commercial Interim Construction loans.

Mr. Grassa serves a niche International Banking market, which includes letters of credit and foreign exchange. As San Diego is so close to the Mexican border and a gateway to Latin America, the scope of Mr. Grassa’s expertise is a valuable asset to nurturing international relationships.

Mr. Grassa received his Bachelor’s in Arts degree in Political Science, with a minor in Economics from San Diego State University.

He is active with the Rotary Club of El Cajon and St. Madeline’s Sophie’s Center, a community-based organization that he’s been associated with for the past six years.

Mr. Grassa believes that being proactive and efficient is critical success. His personal motto is “Do what you do best and delegate the rest" (Author Unknown).

Ruth Danielson

Ruth Danielson

Cash Management Sales Manager

Ruth Danielson is Senior Vice President and the Sales Manager for the Bank's Cash Management team. Ruth Ms. Danielson brings nearly 25 years banking experience to her position, of which the last ten years has focused on serving the banking needs of business clients. Ruth also holds the highly-regarded Certified Treasury Professional® (CTP) designation from the Association of Financial Professionals.

Ms. Danielson understands the complexities of sophisticated cash management solutions and partners closely with Bank professionals to encourage continuity of service for Bank customers. In her role as Sales Manager, Ms. Danielson is responsible for assisting business customers in evaluating their electronic banking services. Additionally, she advises customers on best practices to help them streamline processes while maximizing usage of their funds. Ms. Danielson provides support to help customers effectively collect receivables, manage payable, monitor account activity and maximize investments.

Ms. Danielson augments her professional experience with professional training through the American Institute of Banking. She was an instructor for AIB for several years teaching Principles of Banking.

Ms. Danielson enjoys providing the highest level of customer service and believes that personal integrity is one of the most vital attributes she possesses.

Timothy Himstreet

Timothy Himstreet

Regional Manager, Central Market

Timothy M. Himstreet joined Torrey Pines Bank in 2004 and is responsible for the financial and operational performance of the Bank’s Golden Triangle and Kearny Mesa Offices. His banking experience includes close to 20 years in the industry including branch operations, training, platforms and sales management. He is charged with ensuring that the banking needs of clients are being met and that important bank and service information is being communicated in a timely fashion.

Tim was asked in 2009 to step up into the role of team leader for the Bank’s growing Healthcare industry professional banking group. The professional banking team includes a team of experts who clearly understand and can address the complex financial and banking needs of physicians, dentists, veterinarians, their office managers, associates, other healthcare practitioners and their associated trusted advisors.

Mr. Himstreet draws on a strong knowledge of depository products and services, commercial lending, credit facilities and equipment financing options, as well as residential real estate financing and equity lines of credit.

Mr. Himstreet received a Bachelor of Science degree in Business Administration from the University of Nevada, Reno. Mr. Himstreet received a college baseball scholarship and continues his interest in athletics. He is a Board Member of The Head North Foundation and the National Association of Industrial and Office Properties. He is passionate about supporting both non-profit philanthropies as well as the development of businesses to help build strong communities.

Gail E. King

Gail E. King

Commercial Lending Officer

Gail E. King is Senior Vice President, Commercial Lending Officer and works from the Bank's Carmel Valley office. Ms. King has been with Torrey Pines Bank since 2004.

Ms. King's banking experience has emphasized business development and relationship management of corporate and personal banking, focusing on credit and investment services. Although she has worked with all industries, her lending areas of expertise include: law firms, CPA firms, equipment financing and real estate investment. Additionally, in 2010 Gail was asked to step up into the role of team leader for the Bank’s professional banking team focused on the Legal Community. The Bank’s proprietary Juris banking program includes banking services for San Diego based law firms, the partners and associates, and law students. The benefits of the 'team approach' to financial management, i.e., assisting the customer and their experts at every possible direction has been a key to good communication for Ms. King, who has been successful at interfacing with clients' CPA's, attorneys, and business advisors.

Ms. King has been involved with the Downtown Partnership Association since 1995, and she currently serves on the Membership Committee. She's been a Board Member of the Mission Valley YMCA for three years. Ms. King has been involved with the American Ireland Fund Gala since 2000, three years as Co-Chair and three years as Table Sales Chair.

Vince Kingsley

Vince Kingsley

Regional Manager, Kearny Mesa Office

Vince Kingsley joined Torrey Pines Bank in 2007 as Senior Vice President and Regional Manager for the Bank's Kearny Mesa market. Vince brings to the Bank nearly 30 years comprehensive banking experience with expertise in the areas of Management & Operations, client acquisition, and strategic planning and execution.

With a deep understand of the San Diego business community, Mr. Kingsley has worked as a trusted alley with business owners and corporate executives in innumerable economic cycles, and uses his experience and insight to assist today's business leaders.

Mr. Kingsley's professional acumen is augmented by his academic achievements including obtaining an AA degree in Accounting; graduating from USD's Intermediate Banking School and Pacific Coast Bank School and participating in a specialized Commercial Lending Program.

Vince is personally active in the Rancho Bernardo community and anyone who knows him knows that to him 'Integrity is Everything-A man's word is the only thing he can carry with him that will always be valued.' Vince is a Board Member of Heritage Christian School and offers his professional guidance as a member of the Finance committee for Grace Church in Rancho Bernardo.

Stacy Lombardo

Stacy Lombardo

Director of Operations

Stacy Lombardo is a Senior Vice President and Director of Operations for Torrey Pines Bank. Ms. Lombardo is responsible for the strategic oversight of the Bank's operating procedures as well as advising the Bank's Executive Management team on issues that affect the Bank's ability to operate soundly. These duties encompass supporting all local distribution centers as well as coordinating with affiliate banks in Arizona, California, and Nevada.

Ms. Lombardo has over 20 years experience working in bank operations, including holding such positions as Branch Support Manager, BSA Officer, Operations Compliance Officer and Policy and Procedure Writer. One of the key attributes Ms. Lombardo possesses is an ability to provide structural and procedural integrity for an organization that customizes solutions for customers operating in a vastly changing business environment. This attribute allows the Bank to exceed customer expectations while maintaining a high degree of safety.

Ms. Lombardo was an integral part of the Bank's 2003 Management team responsible for working with affiliate bank department heads and various vendors in preparation for launching a new financial institution. As such, Ms. Lombardo continues to be an active member of the Bank's Technology Committee, Bank Secrecy Act Task Force as well as participates in decision-making on issues impacting cross-discipline systems. Additionally, Ms. Lombardo coordinates routine audits and implements new policies and procedures based on audit results and Management recommendations.

A native San Diegan, Ms. Lombardo is active in her son's school and is an aspiring piano player. Ms. Lombardo describes herself as resourceful, detail-oriented and attributes her success to her ability to do what it takes to get the job done.

Robert McNamara

Robert McNamara

Regional Manager, Downtown and East County markets

Robert J. McNamara joined Torrey Pines Bank in 2005; he was promoted to Senior Vice President responsible for Downtown and East County market operations. Previously, he was the Manager of the Bank’s La Mesa office. For over twenty years he has worked cultivating client relationships as a commercial lender in the greater East County area. Mr. McNamara has an extensive background in lending, credit administration and branch operations.

As a commercial bank manager, Mr. McNamara has developed and managed commercial loan portfolios for small and large capital companies. In addition to advising private middle market companies on banking solutions for their business, he advises corporate executives on their personal financial matters and serves as a liaison for his clients to the Bank's investment services group.

Mr. McNamara earned a Bachelor of Science degree in Business Administration, with an emphasis in Finance, from San Diego State University. He also completing the NASD Series 6 and 63 as well as received a Certificate in Marketing and E-Commerce, from the College of Extended Studies at San Diego State University.

Teofla Rich

Teofla Rich

Head of Private Banking

Teofla Rich joined Torrey Pines Bank in 2003 as Senior Vice President and Private Banking Manager. Ms. Rich is responsible for advising high net worth clients, business owners and corporate executives on banking products and services and coordinating investment and trust services with the Bank's affiliates.

With thirty plus years in various aspects of banking and as an experienced Private Banker, Ms. Rich understands the financial complexities of business owners and affluent individuals and the personalized service and confidentiality that is required.

Ms. Rich's career includes holding senior positions in Private Banking, Personal Banking and Business Banking.

Ms. Rich received a Bachelor of Arts in Economics from San Diego State University and received the distinction of Certified Financial PlannerTM, a certification that her customers and employers recognize as value-added specialization.

Since 1998, Ms. Rich has been a member of the Financial Planning Association. She is also a member of the Dean's Advisory Council for the College of Arts and Letters at San Diego State University. Previous not-for-profit Board involvement included the La Jolla YMCA, the Mingei Museum, the Playwrights, and the Palomar Community College Advisory Council.

Don Schempp

Don Schempp

Senior Vice President

Don Schempp joined Torrey Pines Bank in 2009 as Senior Vice President for the North Coastal Market. Don brings more than 35 years banking experience in the area to Torrey Pines Bank. In his most recent role prior to joining Torrey Pines Bank he served as Senior Executive Vice President for a locally based commercial bank.

Throughout Don’s career he has helped businesses and consumers manage their increasingly complex financial affairs. He is a recognized expert on the local financial markets and how these markets are impacted by regional and political events.

Don has appeared on local independent television stations and was regularly quoted in the following press: San Diego Business Journal, San Diego Union Tribune, and San Diego Daily Transcript.

Don earned a Bachelor of Arts degree in Business and Economics from the University of South Dakota and has been a member of the San Diego Chapter of Robert Morris & Associates banking association since 1976 and was a Tri-City Hospital Board Member for 15 years. He currently serves on board of directors for the Carlsbad Chamber of Commerce.

Don is married (Donna) and lives in Del Mar, CA.

Patrick Tropio

Patrick Tropio

Relationship Manager

Patrick Tropio is Senior Vice President, Relationship Manager, and works from the Bank's Carmel Valley office. Mr. Tropio has been with Torrey Pines Bank since 2008.

Pat Tropio is veteran banking professional who has been serving San Diego's business community since 1991, having experience in commercial and private banking, institutional services tailored for large corporate customers as well as business banking for middle market companies in retail, manufacturing and service industries.

Pat's responsibilities include marketing the bank's products, service and values to cultivate new client relationships to help the bank grow market share in its North Coastal market, which includes the Bank's Carlsbad, Carmel Valley and Private Banking offices. Pat works from the Bank's Carmel Valley office.

Pat earned a Bachelor of Science degree from the University of Arizona and currently provides in-kind professional services to the Boys and Girls Club.

Crystal Watkins

Crystal Watkins

Director of Marketing & CRA Administration

Crystal L. Watkins joined Torrey Pines Bank in 2005 and is responsible for advising the Executive Management team on effective strategies that enhance growth and profitability. Crystal has helped the bank grow from $20 million in initial capital to over $1 billion in assets, with substantial liquidity and capacity to continue to meet the needs of business owners and entrepreneurs.

Crystal also serves as the Bank’s CRA Officer and is responsible for the bank’s CRA program. She analyses the bank’s lending patterns to businesses of various sizes and geographic dispersion and makes recommendations to promote lending to small and medium sized businesses. She hosts a 9 member Executive Advisory Board of non-profit executives whose focus areas include community and economic development, small business financing, governmental affairs, affordable housing, and youth services.

Crystal brings to Torrey Pines Bank capabilities spanning seventeen years sales and marketing experience in the financial services industry, including managing marketing activities for the high net worth, retail and commercial markets and underserved communities at local, national and international levels.

Crystal holds a Master of Science degree in Marketing Communications from Illinois Institute of Technology and a Bachelor of Arts degree in History from the University of Wisconsin, Madison. Originally from Chicago, IL, Ms. Watkins is a current Board member for the Old Globe Theatre and San Diego / Imperial County Alzheimer’s Association.

Thomas Woolway

Thomas Woolway

Regional Manager, North Coastal Markets

Tom Woolway joined Torrey Pines Bank in 2003 and is a Senior Vice President/Regional Manager. He oversees the activities of the Bank's Carmel Valley Office, Carlsbad Office and Private Banking Office. Mr. Woolway is responsible for the production of loans, generation of deposits and the management of the loan portfolio maintained by these offices of the Bank.

Mr. Woolway has a 26-year banking career in the San Diego market working with various local banks in positions ranging from Regional Bank Managers, Private Banking lender, Commercial Lending Officer and Commercial Real Estate Officer.

Prior to his career in financial services, Mr. Woolway served in the U.S. Navy as a Commissioned Officer, retiring at the rank of Commander. He was in active duty for five years and reserve duty for fifteen years, serving as Commanding Officer of two units.

Mr. Woolway received his Bachelors degree in Business Management from Loyola Marymount University in Los Angeles and his Master's degree in Corporate Finance from University of Southern California. Additionally, Mr. Woolway has earned a certification from the Pacific Coast Banking School at the University of Washington, in Seattle, WA, where he graduated with honors.

In addition to his banking and military careers, Mr. Woolway has served as a Board member for several non-profit organizations including the Arthritis Foundation and American Heart Association. He has been involved as a Board member of the Association for Corporate Growth, and is a member of the San Diego Executives Association. Mr. Woolway is also an instructor for the University of San Diego Small Business Success Series for small business owners.

Mr. Woolway and his wife, Helaine, live in the Carmel Valley area of San Diego. They have two children, Greg and Jenny.

VICE PRESIDENTS

Linda Eggen

Linda Eggen

Compliance Manager

Linda Eggen joined Torrey Pines Bank in 2010 as Vice President, Compliance Manager. Linda's banking and compliance background began in 1968. The previous 17 years were spent as the compliance manager for a local community bank until it was acquired in an FDIC assisted acquisition.

Linda is responsible for ensuring the Bank is compliant with all federal, state and local regulatory requirements. She coordinates internal audits as well as monitors compliance related issues within the bank's Operations, Lending and Marketing departments. Linda interfaces with regulators during safety and soundness and compliance examinations and is also responsible for the internal dissemination of information pertaining to regulatory agency standards.

John Harelson

John Harelson

Manager, Carlsbad Office

John C. Harelson joined Torrey Pines Bank in 2005 as a Senior Commercial Lender. Mr. Harelson was soon promoted to the role of Vice President and Market Manager for the Bank's North Coastal region in 2006. In his current role Mr. Harelson aids business owners in securing working capital, equipment and real estate financing.

Mr. Harelson assumes an advisory approach to helping clients by discussing specific industry trends and opportunities. He specializes in cash management and international trade to and from the European Union, Pacific Rim and other regions. Mr. Harelson has become an expert in working with the San Diego Action Sport market.

Mr. Harelson graduated from Oregon State University, majoring in Finance with a minor in Behavioral Sciences. In addition, he graduated from the University of Washington's Pacific Coast Banking School.

Active in the Association for Corporate Growth, Corporate Finance Council, and previously in the Treasury Management Association, Mr. Harelson gives back to the industries he serves. He also serves the community with his involvement with the Carlsbad Boys & Girls Club on the Executive Committee and in prior years, the San Dieguito Boys & Girls Club and the American Field Service Foreign Exchange program. Additionally, he has chartered several small business banking groups and actively participates with the Chamber of Commerce’s Airport Task Force.

Darryll J. Getzlaff

Darryll J. Getzlaff

Director of Human Resources

Darryll J. Getzlaff is Vice President and Human Resources Manager for the Bank. Darryll is a senior Human Resources executive who possesses over twenty years of HR generalist and leadership experience with corporations of various sizes and industries is complemented with a strong operations background.

Darryll's specific areas of expertise include HR Planning, Employment / Talent Acquisition and Retention, Employee Relations, Employee Development, Communications, Personnel Productivity and people-due-diligence relating to Mergers and Acquisitions.

Darryll's extensive experience includes working with public and private organizations in a variety of industries, including consumer goods, professional services, healthcare, bio-technology, hi-tech manufacturing, aerospace, construction and defense contracting.

Darryll received his Bachelor of Science degree from the United States Naval Academy in Annapolis, MD and a professional certificate in Human Resources Management & Labor Law from the University of California, Irvine. Additional certifications and professional training include affiliations with the American Arbitration Association and the Society for Human Resources Management.

Rosemary von Kluegl

Rosemary von Kluegl

Director of Consumer Lending

Rosemary von Kluegl is a Vice President and a member of the Compliance Dept. for Torrey Pines Bank. Ms. von Kluegl assists the dept. head to ensure the Bank is compliant with all federal, state and local regulatory requirements. Ms. von Kluegl also assists with the internal dissemination of information pertaining to the FDIC and DFI regulatory agency standards. To ensure that the Bank is compliant with regulatory requirements, Ms. von Kluegl conducts internal audits as well as scheduled monitoring of departments including Operations, Lending, and Marketing.

Ms. von Kluegl has oversight of the processing of consumer loan products and applications, which includes underwriting, documentation and loan closing. She also tracks the data for regulatory regulations including HMDA and CRA. Additionally, Ms. von Kluegl coordinates all client communications for non-approved loan files.

In 2006 Ms. von Kluegl participated in the American Banker's Association's Compliance School. She also participates in the California Banker's Association and Banker's Consulting Group's training seminars and annual conferences. In 1995 she earned a certificate in Banking & Finance from Grossmont College.

Ms. von Kluegl brings over 30 years of banking experience and her experience helps shape her life's motto: Stay cool & have fun-don't sweat the small stuff.