About Us

THE ENVIRONMENT.

The economic and business environment of the San Diego area presents unique challenges and opportunities. The region is home to a high concentration of private middle-market companies, the successful entrepreneurs who own them and a vibrant professional community. Regardless of their industry, these business owners all have something in common: the desire for a close relationship with banking professionals who understand their financial needs.

We created this bank to serve customers who thrive in this business environment. While our organization is relatively new, our people are not newcomers. We have assembled a seasoned team of banking professionals who possess the broad experience necessary to deliver creative solutions in complex situations. Our unique organization is structured to operate on a geographic rather than a traditional "line of business" basis. This structure empowers our relationship banking to make decisions quickly, and it offers you a single point of contact to directly address all of your banking needs.

Of course, you don't have to be a business owner to benefit from our unique perspective. Anyone who needs a closer, more personal banking relationship than what is found at a retail bank will find it at Torrey Pines Bank.

OUR HISTORY.

Founded in 2003, Torrey Pines bank is a subsidiary of Western Alliance Bancorporation, With assets of $5.8 Billion*, Western alliance is one of the fastest-growing financial service organizations in the nation. Its subsidiaries include banks in Arizona, Nevada and California, the WAL Leasing Company and strategic alliances with the wealth management services of Miller/Russell & Associates, Inc. investment advisors and Premier Trust. On June 30, 2005, Western Alliance Bancorporation became a publicly traded corporation (NYSE: WAL).

From $20 million in initial capital commitments, Torrey Pines Bank has grown to total assets in excess of $ 1 billion. The bank became profitable in its eight month of operation and is one of the top 10 largest banks of 230 banks opened since the beginning of 2003.

Clearly our approach to serving San Diego-area entrepreneurs and professionals is meeting an urgent need in this market, and we are building a loyal client base whose referrals nurture our rapid growth. Like the Torrey pine, this bank is a unique local phenomenon that is thriving beyond all expectations.

OUR SECRET.

Why has Torrey Pines Bank grown so quickly? We believe it's because we offer all of the products and services of a large bank with personal attentiveness of a small local bank. When you approach a large national bank with an unusual need or a complex challenge, you often run up against organizational bureaucracy that gets in the way. If you take that request to a typical local bank, they may have more leeway to find a creative solution but lack the necessary resources.

Our unique advantage is that we have resources that surpass most small banks while we preserve the ability to adapt our offerings to each customer. For example, in the area of commercial real estate loans, our individual lending limit is three to five times higher than a typical local bank.

OUR LEADERSHIP.

Robert Sarver

Chairman and CEO
Western Alliance Bancorporation

Robert G. Sarver launched Torrey Pines Bank in 2003 with Gary Cady. Mr. Sarver has enjoyed a remarkably successful career in banking. Having founded his first bank at the age of 23, Mr. Sarver has held senior management positions for some of the most prominent banks in the western United States. In December 2002, Mr. Sarver became Chairman and CEO of Western Alliance Bancorpation (NYSE: WAL), a holding company consisting of eight banking and financial services affiliates in California, Arizona and Nevada.

He is the founder of Southwest Value Partners and is a director of Meritage Corporation and Skywest Airlines. Mr. Sarver is also the Managing Partner of the National Basketball Association's Phoenix Suns.

Gary Cady

CEO
Torrey Pines Bank
858.523.4602

Gary Cady is a long-time San Diego resident who has built a distinguished 30-year career in banking. He spent much of his career with a prominent and successful local financial institution, where he held positions including Vice President and Head of Business Banking. Thereafter, Mr. Cady joined a local community bank as Senior Vice President and Regional Manager for San Diego and Riverside counties.

Mr. Cady serves on the boards of several local not-for-profit organizations including the Board of Directors for the San Diego Symphony and Continuous Quality Insurance Corporation. Previously, Mr. Cady served on the Board for the Grossmont Hospital Corporate Board and the Board of Directors of Sharp HealthCare.