A CALIFORNIA COMMERCIAL BANK WITH THE CAPACITY TO KEEP LOCAL BUSINESS THRIVING.
The economic and business environments of California's diverse communities all offer their own unique challenges and opportunities. As a part of many of those communities, Torrey Pines Bank knows firsthand what it takes to grow and maintain a thriving business here. We also know that, regardless of your industry, business owners all have something in common: the desire for a close relationship with banking professionals who understand your financial goals, and the need for financial solutions that help you get there.
Real Relationships for Better Banking.
That's exactly what you'll find at Torrey Pines Bank. While our organization is relatively new in some of the communities we serve, our people are not newcomers. We have assembled a seasoned team of banking professionals who possess the broad experience necessary to deliver creative solutions in complex situations. Our organization is uniquely structured to operate on a geographic rather than a traditional "line of business" basis. This structure empowers our relationship bankers to make decisions quickly, and it offers you a single point of contact to directly address all of your banking needs.
Lending Strength and Flexibility.
At Torrey Pines Bank, you'll find all of the products and services of a large bank, with the personal attentiveness of a community bank. When you approach a large national bank with an unusual need or a complex challenge, you often run up against organizational bureaucracy that gets in the way. If you take that request to a typical local bank, they may have more leeway to find a creative solution but lack the necessary resources.
Our unique advantage is that we have resources that surpass most community banks while we preserve the ability to adapt our offerings to each customer. For example, in the area of commercial real estate loans, our individual lending limit is three to five times higher than a typical local bank. Our lending practices have always been thorough, methodical and designed to reward established, well-qualified borrowers. So while other community banks find themselves constrained by a lack of capital, deteriorating loan portfolios and lending limits, we'll often provide financing others can't.
Founded in 2003, Torrey Pines Bank is an affiliate of Western Alliance Bancorporation. Affiliates include banks in Arizona and Nevada, and Western Alliance Equipment Finance. On June 30, 2005, Western Alliance Bancorporation became a publicly traded corporation (NYSE: WAL).
Clearly our approach to working with the business owners and professionals in the California communities we serve is meeting an urgent need in these markets, and we are building a loyal client base whose referrals nurture our rapid growth. Like the Torrey pine itself, this bank is a unique regional phenomenon and uniquely positioned to be a valuable banking partner for you.