COMMERCIAL REAL ESTATE LENDING
Torrey Pines Bank is ready to help you purchase, refinance or improve real property for your business or investment portfolio. We have a wide range of commercial real estate loans and our team of seasoned lenders understand the complexities inherent to each transaction. We strive to be responsive to our clients' timeline by working closely with you from application to final closing.
We have financing options with competitive rates and terms available for:
- Acquisition and development
- Single family and multifamily construction
- Commercial interim construction loans
- Construction loans with permanent takeout financing
- Term financing (purchase/finance) loans for commercial buildings
To inquire about Commercial Real Estate find a banker near you.
Commercial Real Estate
Our Commercial Real Estate Loans are term loans that are secured by income producing real estate for investors or owners, and are generally used to finance or refinance real estate property.
Torrey Pines Bank offers a variety of options to finance or refinance Income Producing and Owner Occupied real estate. Our term loans are individually tailored to your financing needs and can have either variable or fixed interest rates. These loans are secured by a first deed of trust on the property.
A Torrey Pines Bank Real Estate Construction Loan is a non-revolving line of credit secured by real estate. During the term of the loan, you pay monthly interest only on the outstanding balance. The dollar amount needed for these payments may be included in total costs so that you do not have to pay interest out of pocket. Construction financing is provided for Office, Industrial, Retail, Multi-Family and Residential Subdivisions. Torrey Pines will also consider financing land acquisitions for future development purposes on a case by case basis.
Subject to credit approval. Other terms and conditions may apply. Additional disclosures will be provided at account opening.