BUSINESS LOAN PROGRAMS
Revolving Lines of Credit
A Torrey Pines Bank Revolving Line of Credit provides the flexibility to take advantage of business opportunities as they arise. Your business can borrow, repay, and borrow again up to the original amount committed by Torrey Pines Bank throughout the life of the loan. This type of credit facility is typically repaid from your business' operating cash flow (i.e. the collection of receivables). You can use a line of credit to fund seasonal changes in inventory and receivables, take advantage of vendor discounts, or meet unexpected cash needs. Lines of credit are a cost effective way to borrow and repay what your business needs when you need it.
We offer customized repayment terms and competitive pricing to meet the needs of your situation. A Secured Commercial Loan from Torrey Pines Bank may be the answer to funding your equipment purchases, financing real estate, extending working capital, or restructuring debt. Our loan officers offer the expertise to help you make the right decision for your business.
An Unsecured Commercial Loan from Torrey Pines Bank may be the answer to extending working capital or restructuring debt. Our loan officers offer the expertise to help you make the right decision for your business. We offer customized repayment terms and competitive pricing to meet the needs of your situation.
Equipment Loans & Equipment Leasing
Torrey Pines Bank's Equipment Loans are designed to provide you and your company with valuable financing alternatives. We offer virtually all types of equipment leasing and financing options, such as enhancing your technology needs, expanding your product line, or increasing your plant's efficiency.
Western Alliance Equipment Finance1 provides a comprehensive range of leasing tools to meet the needs of business and professional firms. Managed by a highly experienced staff with extensive background in both leasing and banking, Western Alliance Equipment Finance has introduced lease products to the marketplace with partnerships with Torrey Pines Bank loan officers and those of our other affiliate banks. Off-balance-sheet financing, plus Capital and TRAC leases, give our loan officers even more financing options to markets that include construction, medical, high-tech, aviation and general manufacturing companies.
Subject to credit approval. Other terms and conditions may apply. Additional disclosures will be provided at account opening.
1 Western Alliance Equipment Finance is a subsidiary of Western Alliance Bank.